Why Get A Refund?
Have you ever had a payday loan and felt it was unaffordable? We can assist you in finding out whether you can reclaim back interest and charges on your loans plus 8% statutory interest. It's very simple. If your Lender continuously rolled your loan over from month to month, with or without asking you permission, then unless they completed a full affordability check to see if the loan was right for you, they may have mis-sold that loan to you in those following months.
Whether your lender only rolled your loan over for one month or for twenty months, they are required to complete a proper affordability check each time to assess that the loan is right for you and that you can afford it (as per the FCA’s guidelines on responsible lending).